Our Head Office & Branches
Elmo Insurance Head Office
Abate Rigord Street, Ta’ Xbiex, XBX 1111, Malta
Tel:(+356) 2343 0000
Email: info@elmoinsurance.com
Christmas Hours:
- 15th December - Head Office and Branches open until 12:15
- 25th and 26th December- Head Office and Branches are closed
- 29th December- Head Office and Branches are open until 13:00
- 30th December- Open till 12:30 for Motor Insurance and Licence Renewals
Winter Opening Hours:
As of 2nd October 2023:
Monday – Thursday: 8.00am – 5.00pm
Friday: 8.00am – 3.45pm
* Kindly note that on Fridays, the Head Office closes by 3.45pm. If you require urgent assistance, most of our other branch offices will be open till later in the evening.
Summer Opening Hours:
4th July -30th September 2023
Monday - Friday: 8.00am – 5.00pm
Every last Saturday of the month, the motor and motor claims department will be servicing customers in the mornings. Opening hours are: 08:30-12:30
Birkirkara Branch

218, Naxxar Road, Birkirkara, BKR 9044, Malta
Antoine Ciappara, Branch Manager
Tel:(+356) 2343 0322
Email: antoine.ciappara@elmoinsurance.com
Winter Opening Hours:
As of 2nd October 2023:
Monday – Friday: 8.30am – 12.30pm & 3.00pm – 6.15pm
Saturday: 8.30am – 12.30pm
Summer Opening Hours:
4th July -30th September 2023
Monday- Friday open all morning: 8.00am – 13.00
Tuesdays & Thursdays: 16:00 - 19:00
Saturday: 8.30am – 12.30pm
Cospicua Branch

48, Bieb Bormla, Bormla, BML 2064, Malta
Maruska Busuttil, Assistant Manager Sales-Cospicua Branch
Tel:(+356) 2343 0301
Email: maruska.busuttil@elmoinsurance.com
Winter Opening Hours:
As of 2nd October 2023:
Monday – Friday: 08.00 – 13.00 & 16.00 – 19.00
Saturday: 08.30 – 12.30
Summer Opening Hours:
4th July - 30th September 2023
Monday, Wednesday and Thursday: 08.00 – 13.00
Tuesday & Friday: 08.00 – 13.00 & 16.00 - 19.00
Saturday: 8.30am – 12.30pm
Paola Branch

Pjazza Antoine De Paule, Paola, PLA 1290, Malta
Daniel Spiteri, Assistant Manager Sales- Paola Branch
Tel:(+356) 2343 0306
Email: daniel.spiteri@elmoinsurance.com
Winter Opening Hours:
As of 2nd October 2023:
Monday - Friday: 08.00 – 13.00 & 16.00 – 19.00
Saturday: 8.30 – 12.30
Christmas Hours:
- 15th December - Head Office and Branches open until 12:15
- 25th and 26th December- Head Office and Branches are closed
- 29th December- Head Office and Branches are open until 13:00
- 30th December- Open till 12:30 for Motor Insurance and Licence Renewals
Summer Opening Hours:
4th July -30th September 2023
Monday & Thursday: 08.00 – 13.00 & 16.00 - 19.00
Tuesday, Wednesday and Friday: 08.00 – 13.00
Saturday: 08.30 – 12.30
Qormi Branch

Dominic Cuschieri, Branch Manager
Tel:(+356) 2343 0311
Email: dominic.cuschieri@elmoinsurance.com
Winter Opening Hours:
As of 2nd October 2023:
Monday – Friday: 08.30 – 12.30 & 15
Christmas Hours:
- 15th December - Head Office and Branches open until 12:15
- 25th and 26th December- Head Office and Branches are closed
- 29th December- Head Office and Branches are open until 13:00
- 30th December- Open till 12:30 for Motor Insurance and Licence Renewals
Summer Opening Hours:
4th July -30th September 2023
Monday & Wednesday: 08.00 – 13.00 & 16.00 - 19.00
Tuesday, Thursday and Friday: 08.00 – 13.00
Saturday: 08.30 – 12.30
Rabat Branch

23A, Is-Saqqajja, Rabat, RBT 1192, Malta
Beppe Antignolo, Branch Manager
Tel:(+356) 2343 0332
Email: beppe.antignolo@elmoinsurance.com
Winter Opening Hours:
As of 2nd October 2023:
Monday – Friday: 08.30 – 13.00 & 14.45 – 18.15
Saturday: 08.30 – 12.30
Christmas Hours:
- 15th December - Head Office and Branches open until 12:15
- 25th and 26th December- Head Office and Branches are closed
- 29th December- Head Office and Branches are open until 13:00
- 30th December- Open till 12:30 for Motor Insurance and Licence Renewals
Summer Opening Hours:
4th July -30th Septmeber 2023
Monday, Wednesday and Friday: 08.00 – 13.00
Tuesday and Thursday: 08.00 – 13.00 & 15.00 - 18.00
Saturday: 08.30 – 12.30
St Paul's Bay Branch

612, Mosta Road, St. Paul's Bay, SPB 3112, Malta
Bernard Cefai, Branch Manager
Tel:(+356) 2343 0310
Email: bernard.cefai@elmoinsurance.com
Winter Opening Hours:
As of 2nd October 2023:
Monday – Friday: 08.00 – 13.00 & 16.00 – 19.00
Saturday: 08.30 – 12.30
Christmas Hours:
- 15th December - Head Office and Branches open until 12:15
- 25th and 26th December- Head Office and Branches are closed
- 29th December- Head Office and Branches are open until 13:00
- 30th December- Open till 12:30 for Motor Insurance and Licence Renewals
Summer Opening Hours:
4th July -30th Septmeber 2023
Monday & Friday: 08.00 – 13.00 & 16.00 - 19.00
Tuesday,Wednesday & Thursday: 08.00 – 13.00
Saturday: 8.30am – 12.30pm
Zebbug Branch
Mdina Road, Zebbug, ZBG 9017, Malta
Alma Catania & Josephine Vella
Tel:(+356) 2343 0326 / 7
Email: alma.catania@elmoinsurance.com
Email: josephine.vella@elmoinsurance.com
Winter Opening Hours:
As of 2nd October 2023:
Monday - Friday: 8.30am – 6.15pm
Saturday: 8.30am – 12.30pm
Christmas Hours:
- 15th December - Head Office and Branches open until 12:15
- 25th and 26th December- Head Office and Branches are closed
- 29th December- Head Office and Branches are open until 13:00
- 30th December- Open till 12:30 for Motor Insurance and Licence Renewals
Summer Opening Hours:
4th July -30th September 2023
Monday, Tuesday, Wednesday and Friday: 8.00am – 18.00
Thursday: 8.00am – 1.00pm
Valletta Branch
54, Triq Nofs in-Nhar, Valletta, VLT 1103, Malta
Gabby Warr, Branch Officer
Tel:(+356) 2343 0316
Email: gabby.warr@elmoinsurance.com
Opening Hours:
Monday-Friday: 08.30am-12.30pm
Christmas Hours:
- 15th December - Head Office and Branches open until 12:15
- 25th and 26th December- Head Office and Branches are closed
- 29th December- Head Office and Branches are open until 13:00
Mellieha Branch
160A Main Street, Mellieha
Contact number: 23430308
Winter Opening Hours:
As of 2nd October 2023:
Monday to Friday - 8.30 till 12.45 15.00 till 18.15
Saturday - 8.30 till 12.30
Christmas Hours:
- 15th December - Head Office and Branches open until 12:15
- 25th and 26th December- Head Office and Branches are closed
- 29th December- Head Office and Branches are open until 13:00
- 30th December- Open till 12:30 for Motor Insurance and Licence Renewals
Summer Opening Hours:
July- September 2023
Tuesday, Thursday and Friday - 8.00 till 13.00
Monday and Wednesday - 8.00 till 13.00 15.00 till 18.00
Our tied insurance intermediaries
Click on the red marker to get more information on the nearest tied insurance intermediary
Adrian Camenzuli
Tel: (+356) 99409555
Email: adrian.camenzuli@tii-elmoinsurance.com
Michael Buhagiar
Tel: (+356) 21805739
Email: michael@buhagiarmotors.com
Nichol Chetcuti
Tel: (+356) 79732783
Email: nichol@mecca.com.mt
Gabriella Ciliberti
Tel: (+356) 27422261
Email: gciliberti@melita.com
Noel Cutajar
Tel: (+356) 21826681
Email: noel.cutajar@tii-elmoinsurance.com
Mario Galea
Tel: (+356) 21444486
Email: mario.galea@tii-elmoinsurance.com
Marisa Griscti
Tel: (+356) 99465444, 27504426
Email: marisa.griscti@tii-elmoinsurance.com
Andre Abdilla
Tel: (+356) 99202288
Email: andre.n.abdilla@gmail.com
Ray Spiteri
Tel: (+356) 79422421
Email: r.spiteri@chbartoli.com
Clifton Lewis
Tel: (+356) 99801444
Emanuel Galea
Tel: (+356) 99260944
Tony Cauchi
Tel: (+356) 79435751
Email: cauchit@gmail.com
Keith Borg
Tel: (+356) 79499433
Email: keithborg@outlook.com
Motors Inc. Ltd
Tel: (+356) 22692000
Act Smart Co. Ltd.
Tel: (+356) 79828775
Complete Motors Ltd.
Tel: (+356) 21553288, 99055211
Email: sharlon.mercieca@tii-elmoinsurance.com
Bellizzi Services
Tel: (+356) 21642519
Email: bellizziservices@gmail.com
KVC Services Ltd.
Tel: (+356) 21375364
Zammit & Co.
Tel: (+356) 27308888
Email: zammit.elmo@gmail.com