Legal Information

This website is targeted for residents in Malta and for all risks situated in Malta.  

Elmo Insurance Limited (C-3500) is authorised to carry on general insurance business in Malta in terms of the Insurance Business Act (Chapter 403 of the Laws of Malta).

Elmo Insurance Limited is also authorised to carry on business of insurance under the provisions of freedom to provide services as follows: 

  • Class 1 – Accident and Class 2 – Sickness in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the United Kingdom;
  • Class 8 – Fire and Natural Forces, Class 9 – Other Damage to Property, Class 13 – General Liability and Class 16 – Miscellaneous Financial Loss in Cyprus.


Elmo Insurance Limited is regulated by the Malta Financial Services Authority.