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Communicable Disease

  1. Notwithstanding any provision to the contrary within this Policy, this Policy excludes all actual or alleged loss, liability, damage, compensation, injury, sickness, disease, death, medical payment, defence cost, cost, expense or any other amount incurred by or accruing to the Insured, directly or indirectly and regardless of any other cause contributing concurrently or in any sequence, originating from, caused by, arising out of, contributed to by, resulting from or otherwise in connection with a Communicable Disease or the fear or threat (whether actual or perceived) of a Communicable Disease.

  2. As used herein, a Communicable Disease means any disease which can be transmitted by means of any substance or agent from any organism to another organism where:

    1. the substance or agent includes, but is not limited to, a virus, bacterium, parasite or other organism or any variation thereof, whether deemed living or not, and

    2. the method of transmission, whether direct or indirect, includes but is not limited to, airborne transmission, bodily fluid transmission, transmission from or to any surface or object, solid, liquid or gas or between organisms, and

    3. the disease, substance or agent can cause or threaten bodily injury, illness, emotional distress or damage to human health, human welfare or property damage.

Quotation Details

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Personal Load Existing Quotation

Personal Personal Information

Vehicle Journey Details
Vehicle Summary of Cover & Limits
Section Standard Cover Extra Cover Excess
1. Personal Accident € 15,000.00 € 30,000.00 € 35.00
2. Medical and Emergency Travel Expenses € 250,000.00 € 600,000.00 € 35.00
3. Cancellation and curtailment € 2,500.00 € 5,000.00 € 35.00
4. Personal Baggage € 2,000.00 € 3,000.00 Luggage €15
Items in luggage €35
5. Personal Money and Passport indemnity € 600.00 € 1,250.00 € 35.00
6. Personal Liability € 1,250,000.00 € 1,250,000.00 € 35.00
7. Travel Delay € 150.00 € 250.00 € 35.00
8. Missed Departure € 300.00 € 750.00 € 35.00
9. Excess for Vehicle Rented € 300.00 € 450.00 € 35.00
Vehicle Insured Persons
Name & Surname ID/Passport Date of Birth Cover Type Winter Sports

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Excess Damage Waiver:
Claim History General Questions
Ever had any claims in relation to travel insurance?
Had special terms imposed, refusal or termination of an insurance policy?
Been convicted of any offence or dishonesty of any kind?
Do you or any insured person/s suffer from any heart condition, breathing problem, cancer or any other disease?
Do you have any other travel insurance in force?
Terms and Conditions
  • This quotation is valid for one month from the date of issue.
  • Please refer to the latest Travel Insurance Policy Document (Ref : EIL.TRPW008/08.20 )
  • for the new Data Protection Notice and the full terms/conditions of this policy.
  • This may be downloaded from here or you may request a copy.
  • Elmo Insurance reserves the rights to withdraw this quotation if any details which you have provided are not accurate or new information is made available to Elmo Insurance which increases the Risk.

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